As the year comes to an end, it’s crucial to make the most of your Flexible Spending Account (FSA) funds. Eyeglasses are a great investment for your FSA dollars, and with so many stylish options available, you can enhance your vision and fashion sense simultaneously. Here’s a guide to the best FSA-eligible eyeglasses you should consider before the year ends.
Understanding FSA and Eyeglasses Eligibility
Before diving into the top picks for FSA-eligible eyeglasses, it’s essential to understand what FSA is and how it works. An FSA is a pre-tax account that allows you to save money for eligible health expenses. Eyeglasses, including prescription lenses and frames, are typically covered under FSA plans. However, always check with your plan administrator to ensure your purchase is eligible for reimbursement.
Top FSA-Eligible Eyeglasses Brands
Several reputable eyewear brands offer stylish frames that qualify for FSA spending. Brands like Warby Parker, Ray-Ban, and Oakley provide a range of designs from classic to contemporary that cater to different preferences and face shapes.
Features to Look for in Eyeglasses
When selecting eyeglasses, consider features such as frame material, lens coatings, and the type of lens technology. For example, polycarbonate lenses are impact-resistant and ideal for active individuals, while anti-reflective coatings can reduce glare and improve the clarity of your vision.
How to Purchase Eyeglasses with Your FSA
Purchasing eyeglasses with your FSA is straightforward. You can buy directly from approved FSA stores online or use your FSA debit card at participating retailers. Remember to keep your receipts as proof of purchase for reimbursement.
Best FSA-Eligible Eyeglasses of 2020
As 2020 draws to a close, certain eyeglass models have stood out for their quality, style, and FSA eligibility. Frames such as the Warby Parker Durand, Ray-Ban Clubmaster, and Oakley Crosslink have been popular choices among FSA users.
FAQs About FSA-Eligible Eyeglasses
Can I buy prescription sunglasses with my FSA?
Yes, prescription sunglasses are typically FSA-eligible as long as they are prescribed by a doctor.
What if I don’t use all of my FSA funds by the end of the year?
It’s important to check with your employer’s specific FSA plan. Some plans offer a grace period or allow you to carry over a certain amount into the next year, while others operate on a use-it-or-lose-it basis.
Are online eyeglass purchases FSA-eligible?
Yes, as long as the online retailer accepts FSA payments and the eyeglasses are prescribed, they are eligible for purchase with FSA funds.
Do I need a current prescription to buy FSA-eligible eyeglasses?
A current and valid prescription is typically required to purchase prescription eyeglasses with FSA funds.
Can I buy eyeglass accessories with my FSA?
Accessories that are medically necessary, such as eyeglass repair kits or prescription lens cleaning supplies, may be FSA-eligible. However, it’s best to confirm with your FSA administrator.
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